Which type of property is NOT covered by a standard builders risk form?

A standard builders risk form is designed to cover various types of property associated with the construction process, but there are specific limitations to what it includes. One of those limitations involves items that are not closely connected to the building project itself at a specific distance from the site.

In this case, tools located 50 feet away from the building would not fall under the coverage provided by a builders risk policy, as they are considered to be too far removed from the actual construction and thus do not directly contribute to the ongoing project. The purpose of the builders risk insurance is to cover materials, equipment, and structures related to the building being constructed or renovated, and items that are significantly distanced from the project site may not receive protection under this type of policy.

Other types of property, like temporary structures or machinery attached to the building, have different coverage scenarios, where they may be included under the builders risk depending on their role and location regarding the construction project. The building itself is the primary focus of the policy, ensuring protection during the construction phase.