Which of the following is true about renters insurance?

Renters insurance primarily provides coverage for a tenant's personal belongings, which is why it is accurate to state that it includes coverage for your personal belongings. This type of insurance protects you from losses due to events such as theft, fire, and certain types of water damage affecting personal items such as furniture, clothing, and electronics.

Many tenants may not realize that while their landlord's insurance covers the physical structure of the building, it does not extend to the tenants' possessions. Therefore, having renters insurance is crucial for safeguarding personal property against unexpected incidents.

The assertions regarding coverage for the building structure, legal mandates, and exclusions for natural disaster damages do not align with the standard provisions of renters insurance. While certain natural disasters may be excluded, many policies offer options for specific endorsements or additional coverage against some risks, confirming the importance of understanding the specific terms of an individual policy.