Which of the following is NOT one of the available additional coverages in the builders risk form?

In a builders risk policy, additional coverages are provided to address the unique risks associated with construction projects. Debris removal, fire department service charge, and pollutant cleanup are all common options included in the builders risk form.

Debris removal covers the costs associated with clearing debris after a covered loss, such as a fire or storm. The fire department service charge pays for fees incurred when the fire department responds to a fire at the construction site. Pollutant cleanup addresses expenses related to the cleanup of pollutants that may be released due to a covered peril, which is particularly relevant in construction scenarios where various materials may be handled.

Vandalism, while a concern during construction, is generally not classified under the additional coverages in a builders risk policy. Instead, vandalism is typically included in the standard coverage provided by the policy itself. Understanding these distinctions helps to clarify why vandalism is not considered an additional coverage in this context.