Which of the following coverages is designed to protect against equipment failures?

Equipment breakdown coverage provides protection specifically for incidents related to the failure of machinery and equipment due to internal issues, such as mechanical breakdowns, electrical failures, or operator errors. This type of coverage is essential for businesses that rely on complex equipment for their operations, as it helps cover the costs of repair or replacement, loss of income due to downtime, and any resulting damage to other property.

General liability coverage focuses on claims of bodily injury and property damage to third parties but does not address equipment failures. Business interruption coverage deals with the loss of income resulting from an inability to conduct business due to physical damage to property but is not specific to equipment failures. Property damage coverage pertains to the physical damage to tangible assets but, like general liability, does not include provisions specifically for equipment malfunctions.

This makes equipment breakdown coverage the most relevant option for protecting against failures of machinery and equipment in a business environment.