What kind of losses does "business personal property" cover?

"Business personal property" specifically covers movable items that are used in the operations of a business. This includes equipment, furniture, inventory, and other tangible assets that can be transported or relocated. Such coverage is critical for businesses, as it protects essential items necessary for day-to-day operations against various risks, such as theft, fire, or other perils.

The other options represent different types of coverage or liabilities not associated with business personal property. Liability claims pertain to legal responsibilities arising from injuries or damages to others, while real estate owned by a business would typically fall under property coverage, not personal property. Lastly, compensation for lost income due to damages relates to business interruption insurance, which provides financial support when business operations are disrupted, rather than covering physical property.