What is the maximum coverage for an eligible single-family dwelling under the regular National Flood Insurance Program?

The maximum coverage for an eligible single-family dwelling under the regular National Flood Insurance Program is indeed $250,000. This coverage limit is designed to provide sufficient financial protection for homeowners against flood-related damages. The Regular Program of the National Flood Insurance Program offers standardized coverage limits that are intended to promote stability and security in areas at risk of flooding.

The amount of $250,000 is established by the Federal Emergency Management Agency (FEMA) and reflects the average value of homes in flood-prone areas, ensuring that homeowners can receive a substantial amount to help recover from damaging floods. This coverage limit is vital for homeowners because it helps in rebuilding or repairing their homes after a flood, an event that can be financially devastating without adequate insurance.

Other coverage limits, such as those represented in the other answer choices, are either below the standard for single-family dwellings or pertain to different categories of properties or situations under the National Flood Insurance Program, which do not apply to the regular coverage limits for single-family homes.