What does the Equipment Dealers coverage form primarily cover?

The Equipment Dealers coverage form is specifically designed to protect the stock in trade of agricultural and construction equipment. This includes items that a dealer regularly sells or rents out, providing coverage for loss or damage to this inventory. The focus is on the specific type of equipment that dealers handle, ensuring that they are adequately insured against risks like theft, vandalism, or accidental damage.

This coverage is essential for businesses that depend on having a reliable inventory of equipment available to sell or lease, as unexpected incidents can lead to significant financial losses. While there are other coverage forms that address different aspects of a dealer's operations—such as general liability or property belonging to others—this particular form maintains a clear emphasis on protecting the key assets that the dealer relies on for their core business activities.