What does the contractor's equipment floater cover?

The contractor's equipment floater provides coverage primarily for equipment that contractors use in various projects, specifically when that equipment is in transit or at different job sites. The correct option reflects this focus, as it addresses coverage for equipment left unattended on a job site until project completion. This type of coverage is essential because such equipment is often exposed to risks like theft, vandalism, or damage while it is not being actively used, and contractors need financial protection for these assets during the life of the project.

In contrast, the other options do not align with the primary intent of a contractor's equipment floater. Equipment used in manufacturing typically falls under a different type of policy that focuses on manufacturing operations rather than construction. Tools stored in a warehouse would likely be covered under a property insurance policy rather than a contractor's equipment floater, which specifically caters to the mobile nature of construction work. Likewise, office equipment in a contractor's office does not pertain to job site operations and would generally be covered under a separate business property policy focused on general office equipment.