The Physicians and Surgeons Equipment Floater is NOT intended for which type of location?

The Physicians and Surgeons Equipment Floater is designed specifically to cover medical equipment and tools that are utilized in private practices, such as those found in a doctor's, dentist's, or surgeon's office. This type of policy provides protection for equipment that is often moved between locations, ensuring that both equipment and the associated risks are adequately covered in a variety of private practice settings.

In contrast, hospitals are typically large institutions that usually have separate risk management and insurance policies tailored to their comprehensive and varied needs. Hospitals tend to have contracts with larger insurers that cover a wide array of liabilities and equipment risks, making the specialized coverage of the Physicians and Surgeons Equipment Floater unnecessary for their operations. Therefore, it is not intended for use in a hospital setting.