In commercial property insurance, what does the term "loss of income" mean?

The term "loss of income" in the context of commercial property insurance specifically refers to revenue lost when property damage occurs that disrupts business operations. When a business suffers damage to its property, such as from a fire or natural disaster, it may face interruptions that prevent it from operating normally. This interruption leads to a decline in revenue, as the business cannot provide its goods or services as it normally would during that time.

Commercial property insurance often includes coverage for loss of income, which is designed to help businesses recover lost profits during the downtime caused by property damage and also cover fixed expenses like rent or payroll that the business must continue to pay.

The other choices refer to different aspects of business finances that do not pertain to the concept of loss of income related to property insurance. For example, income earned from property rentals pertains to real estate income, employee turnover involves costs related to hiring and training new employees, and investment income includes profits gained from financial investments, none of which directly relate to the immediate impact that property damage has on business operations.